Clear pricing

Choose the help your cross-border life needs.

Choose monthly or yearly Lite. Smart and Settel-ed remain open for early-access waitlists. No hidden country fees and no charge for joining a waitlist.

Flexible Lite billing

Start clear. Add guidance when life gets complicated.

Choose the billing cycle that suits you. Yearly Lite saves 31% compared with paying monthly.

Multi-currency dashboard
Tax estimate for up to 2 countries
Document upload and automatic reading
Voice upload

Best for starting

LITE

Settel Lite

Complete financial planning for a cross-border life.

$12/month

Multi-currency dashboard
Tax estimate for up to 2 countries
Document upload and automatic reading
Voice upload
60 monthly AI-action credits (usage units for supported assisted features)

Choose Lite

Waitlist open

SMART

Settel Smart

For complex multi-country positions, simulations, forms, and goals.

$15/month

Waitlist only. Nothing is charged today.

What-if simulations for money and taxes worldwide
Inflation and currency tracking
Draft tax forms for your countries
File-it-yourself guidance and checklists
Goal planning for retirement, education, and property

Waitlist open

Settel-ed IN

Done-for-you cross-border filing, including ITR.

From$499/filing

Waitlist only. Nothing is charged today.

Everything in Smart
Tax filing done for you in two countries
Priority support
Dedicated account manager

Lite renews at $12/month or $100/year, depending on your selected billing cycle. Cancel anytime. Smart and Settel-ed pricing is displayed for planning; checkout is not open yet.

During the trial

Seven days for $1

Lite includes full trial access and 20 credits. A credit is a usage unit for selected AI-assisted actions.

After day seven

Your selected cycle begins

The selected monthly or yearly Lite price starts unless you cancel. Paid Lite includes 60 credits each month.

Control and currency

Cancel from your dashboard

Cancel before the trial ends to avoid the next charge. Prices are shown in USD; your card provider may apply conversion fees.

FAQ

Have questions before you start?

Can't find the answer you need? Browse our deeper resources.

Tax Guides Help Center

Settel is a money and tax platform for expats and digital nomads. It helps you track all your finances, handle different currencies, see what tax you owe, and stay on top of rules in multiple countries • without spreadsheets or juggling advisors.

You can upload financial documents or type the numbers in yourself. When you upload a document, Settel pulls only the values it needs and deletes the original file straight away. Nothing is kept, nothing is stored, and no one can see your raw documents.

No. Settel doesn't store any documents. We pull out the numbers we need and delete the file straight away.

It looks at where you live for tax, where your income comes from, the tax agreements between your countries, and credits for tax already paid abroad • then shows you what you'll likely owe in each country.

Yes. Settel shows you which country has the right to tax which income, how credits for tax paid abroad work, and where tax agreements between countries can reduce being taxed twice on the same money.

Settel