Settel
Settel
Lock in NRI status, manage TDS, claim DTAA relief, and file Form 67 before your ITR.
Optimize NRI complianceNRI test
<182 days
Form 67
Before ITR
ITR due
Jul 31 / Oct 31
182+ days in India OR 60+ days plus 365+ over prior 4 years. Taxed on worldwide income.
Resident but not ordinarily resident. Transition status—taxed on India income and foreign income from India business/profession.
Fail resident tests (<182 days). Taxed only on India-source income. Use NRE for foreign earnings, NRO for India income.
TDS is often higher than your actual tax—use DTAA and Form 67 to reclaim.
30% on interest/rent, 20% on dividends/bonds, 20% on property gains. Apply Section 197 for lower TDS if eligible.
Use treaty rates (often 10-15%) for interest/dividends/royalties. Provide TRC + Form 10F + PAN to deductors.
File Form 67 online BEFORE filing ITR to claim foreign tax credit under Sec 90/91. Cannot be late.
Count India days; decide Resident, RNOR, or NRI for the year.
TDS certificates, Form 16/16A, rent statements, capital gains, TRC + Form 10F if using DTAA.
Report foreign tax paid on doubly-taxed income before filing ITR.
ITR-2 for most NRIs; ITR-3 if business income.
Submit online, then e-verify within 30 days (Aadhaar OTP/net banking/DSC).
Monitor CPC status; adjust advance tax/TDS for next year.
No. Those are for residents only. Apply for a lower TDS certificate (Sec 197) or use DTAA rates instead.
No, once you're NRI, foreign employment income is not taxable in India. India-source income remains taxable.
Yes. File it before ITR; late filing disallows the credit even if tax was paid abroad.
Settel tracks India days, automates Form 67 reminders, and optimizes DTAA + TDS so you keep more of your income.
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