Public calculators

One money question. A clearer next move.

Pick a question, change a few numbers, and get a plain-English estimate. No finance degree needed.

Loading rates

8 calculators

15 FX rates

4 CPI countries

Cost-of-living inputs

Cost of Living

Would life cost more there?

Enter monthly spend, the country it reflects, and the country you want to compare against.

Would life cost more there?

Compare your current monthly spending with a new country.

Monthly spend

A realistic monthly baseline for rent, food, transport, and regular bills.

Spend currency

Currency your current budget is measured in.

Current country

Country that matches the current lifestyle cost.

Compare with

Destination country for the same lifestyle.

Use your own cost difference

Use my percentage

Keep this off to use Settel's country-level estimate.

Monthly cost bridge

Current spend, destination equivalent, and the monthly gap.

Current monthly spend: $3,300.00; United States
Destination equivalent: $416.31; India
Potential saving: $2,883.69; Monthly difference

Your cost-of-living answer

See the estimated monthly total and the difference from today.

Your answer

The same lifestyle could cost about ₹39,395.20 each month in India.

Cost ratio13%

Monthly shift

Current baselineUSD 3.3K

Potential savingUSD 2.9K

Destination monthly

₹39,395.20India

Monthly saving

$2,883.6987.4% shift

Cost shift-87.4%

Destination country monthly guide₹39,000.00

Destination equivalent in spend currency$416.31

Monthly cost bridge

Current spend, destination equivalent, and the monthly gap.

Current monthly spend: $3,300.00; United States
Destination equivalent: $416.31; India
Potential saving: $2,883.69; Monthly difference

How we estimated this

We compare broad country cost estimates, apply the difference to your monthly spending, then convert the result into the destination currency.

Data used

FX snapshot 2026-07-01. Rates file valid for 2026-07-01. CPI rows use the latest country data in the public rates file.

Why this number?

Three simple choices shape this estimate.

Country cost presets use Settel's daily local-cost table as a broad lifestyle proxy.
Currency conversion uses the current public rates snapshot.
The calculator compares one lifestyle basket, not every household category separately.

What this means

Use the difference to judge whether a move needs more income, a lower rent target, or extra savings runway.

Important noteCountry-level cost presets are planning anchors. City, rent quality, tax, healthcare, and school choices can move the real number sharply.

More money questions Settel can answer next

These side tools work as useful entry points, then lead into Settel's full cross-border financial picture.

Rent Affordability Abroad

Compare lease pressure across currencies before signing.

Education Cost Drift

Project school fees in another currency with inflation.

Retirement Country Switch

Estimate long-run lifestyle needs after changing countries.

Tax Residency Day Counter

Map travel days and filing windows into planning risk.

Net Worth Allocation

See how concentrated wealth is by currency and country.

Document Freshness

Spot stale statements before a tax or wealth review.

A calculator is the start. Settel is the operating system.

Net worth, tax, residency, documents, deadlines, and AI in one cross-border platform.

View plans

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