Question 1

What is Settel?

Accepted Answer

Settel is a money and tax platform for expats and digital nomads. It helps you track all your finances, handle different currencies, see what tax you owe, and stay on top of rules in multiple countries • without spreadsheets or juggling advisors.

Question 2

How does Settel track my wealth?

Accepted Answer

You can upload financial documents or type the numbers in yourself. When you upload a document, Settel pulls only the values it needs and deletes the original file straight away. Nothing is kept, nothing is stored, and no one can see your raw documents.

Question 3

Does Settel store my documents?

Accepted Answer

No. Settel doesn't store any documents. We pull out the numbers we need and delete the file straight away.

Question 4

How does the Smart Tax Estimator work?

Accepted Answer

It looks at where you live for tax, where your income comes from, the tax agreements between your countries, and credits for tax already paid abroad • then shows you what you'll likely owe in each country.

Question 5

Does Settel help if I'm being taxed in more than one country?

Accepted Answer

Yes. Settel shows you which country has the right to tax which income, how credits for tax paid abroad work, and where tax agreements between countries can reduce being taxed twice on the same money.

Question 6

Is my data safe?

Accepted Answer

Settel encrypts stored and transmitted data, uses access controls, and deletes uploaded source documents after extracting the values needed for the service. Our privacy and GDPR pages explain the controls, lawful bases, and data rights in detail.

Question 7

Can I cancel anytime?

Accepted Answer

Yes. You can cancel from your dashboard and keep access until the end of your billing cycle.

Question 8

Do you offer refunds?

Accepted Answer

Settel Lite starts with a $1 full-access trial for the first 7 days. Cancel before day 7 and you pay nothing more.

Question 9

Which countries does Settel support?

Accepted Answer

Settel is built for people with money across multiple countries • anyone who lives, works, or holds assets abroad. We're adding more countries over time. US, UK, India, and UAE are live. More countries are being added — for the latest list, check the app or reach us at support@settel.io.

Question 10

Does Settel replace my accountant or financial advisor?

Accepted Answer

No. Settel doesn't replace an accountant or financial advisor. We bring all your money across countries into one place and give you clear summaries and reminders • so you're better informed when you manage things yourself or talk to a professional.

Question 11

Is Settel available on mobile?

Accepted Answer

Not yet • and we have thoughts about that. Settel is a desktop platform. We're not a budgeting app • we're not here to track your morning coffee or nudge you about subscriptions. Planning your tax and money across multiple countries needs focus, real numbers, and decisions that actually matter. We built Settel for when you sit down, open a laptop, and mean business. A mobile experience is coming, but we're building it properly. If you genuinely plan your money on the go • tell us what that looks like at support@settel.io. You might just shape what we build.

Question 12

Can I connect my bank accounts to Settel?

Accepted Answer

We're working on it. But here's the thing • our setup was built so you don't feel the pain of not having it yet. No wall of forms. No 'enter every transaction since 2019.' We walk you through your money picture in a way that's fast, structured, and actually makes you think about how you spend across countries • which, let's be honest, most bank feeds don't do anyway. Bank connections are coming. Until then, you're in good hands.

Question 13

How does the Settel trial work?

Accepted Answer

During the founding offer, Settel Lite starts with 7 days of full access for $1 and 20 trial credits. After the trial, choose $5/month or $50/year for your first 12 months. It then renews at the standard $12/month or $100/year unless cancelled. Cancel before day 7 and you pay nothing more.

Question 14

What is a Settel credit?

Accepted Answer

A credit is a usage unit for selected AI-assisted actions in Settel, such as extracting structured information or generating an assisted explanation. Lite includes 20 credits during the seven-day trial and 60 credits in each paid month. The app shows the credit cost before a supported action is confirmed.

Question 15

How can I get help if I have more questions?

Accepted Answer

You can visit the Help Center, check out our Tax Guides, or contact the Settel team directly through the platform.

Your global wealth. One living ledger.

Supported by the fintech ecosystem.

Different countries. One financial memory.

Your global wealth. One living ledger.

Supported by the fintech ecosystem.

From scattered facts to an explainable next step.

Start with the facts you know.

Different countries. One financial memory.

Explore the connections, not another screenshot.

Wealth

Tax

Residency

Documents

Your data stays under your control.

One starting point. Three clear paths.

Start clear. Add guidance when life gets complicated.

Settel Lite

Settel Smart

Settel-ed IN

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